Unlike Budgeting Apps
SpendShift focuses on money quietly disappearing through everyday habits.
No spreadsheetsNo detailed budgetingNo bank connectionPractical savings actions
100% data-driven, 100% about you
Find your biggest money leaks in under 2 minutes.
We analyse your answers to identify likely money leaks and show you where practical savings opportunities may exist.
Takes 2 minutesNo signup requiredPrivate and secure
Start Your Free AuditFree results in under 2 minutes. No credit card required.
Built for Australians. Private and secure.
Your data is private and secure
No bank connection or payment details required.
Real insights. Real savings.
Practical recommendations based on your answers.
2 MinutesComplete the audit
in approximately 2 minutes
in approximately 2 minutes
PrivateNo bank access
required
required
No SignupStart instantly
with no account
with no account
AustraliaBuilt around Australian
spending habits
spending habits
Why SpendShiftSave more without building
Save more without building
another complicated budget.
Unlike budgeting apps, SpendShift focuses on identifying money that quietly disappears through everyday habits.
Built for Australians
Recommendations are shaped around Australian pricing, providers and spending habits.
Private
We never require access to your bank account or financial transactions.
Fast
Complete your free savings audit in approximately two minutes.
Actionable
Every recommendation clearly explains what to do next.
AI Powered
Every report is generated specifically from the answers you provide.
How It WorksFrom quick audit to
From quick audit to
clear next steps.
01
Answer 8 simple questions
Tell us about your everyday spending habits.
02
We analyse your answers
Your responses are compared with relevant spending patterns.
03
See your top money leaks
Get immediate insight into your strongest opportunities.
04
Unlock your full plan
Receive detailed actions, scripts and a 30-day roadmap.
Your Personalised Report
See exactly what you could save and what to do next.
Your report turns your audit answers into clear savings priorities, practical actions and a simple plan you can follow.
Estimated annual savingsYour biggest money leaks rankedQuick wins and estimated completion times30-day action plan and checklist
Explore what’s includedPersonalised Report
Generated from your audit answers
Estimated Annual SavingsA$4,850/year
Based on Australian category averages and conservative reduction targets.
01. Convenience SpendingHigh impact
Estimated savingA$1,400/year
Quick winSet a weekly convenience spending limit.
Estimated time5 minutes
Next stepMove the weekly amount into savings.
30-Day Plan4 clear weekly priorities
Savings ChecklistTrack every completed action
What’s IncludedEverything you need to
Everything you need to
turn insight into action.
Understand your savings potential, know what to fix first and follow a practical plan.
Understand Your Savings Potential
See approximately how much money you could recover each year.
Know What to Fix First
Your highest-impact money leaks are ranked by potential value.
Take Action With Confidence
Use practical negotiation and cancellation scripts immediately.
Follow a Clear 30-Day Plan
Turn your recommendations into manageable weekly actions.
Simple PricingStart free.
Start free.
Unlock your complete savings plan for A$39.
Understand where your money could be going and get a clear plan to keep more of it.
Free Audit
A$0
See your biggest opportunities before paying anything.
Get a fast overview of the spending areas that could be costing you the most.
Discover your biggest money leaksSee your estimated savings rangeUnderstand your top three opportunitiesDecide whether the full report is right for you
Start Free AuditNo credit card required.
Full Personalised Savings Report
A$39one-time payment
Know what to fix first and how much you could save.
Turn your personalised insights into practical actions that could improve your finances throughout the year.
Find where your money may be quietly disappearingKnow exactly what to fix firstSee approximately how much you could save each yearGet practical words to use when cancelling or negotiatingFollow a clear 30-day savings roadmapTrack completed actions with your savings checklist
Start My Free AuditOne-time paymentNo subscriptionInstant access
QuestionsFrequently Asked
Frequently Asked
Questions
SpendShift is a personalised savings report that helps identify where you could be overspending and highlights practical ways to reduce everyday expenses. It provides tailored suggestions based on the answers you submit.
Answer a series of questions about your spending habits, complete your purchase, and you’ll receive your personalised SpendShift report by email shortly afterwards.
The SpendShift audit is free. The full personalised savings report costs A$39 as a one-time payment, with no subscription or ongoing fees.
No. You only pay once for the full personalised report. There are no recurring charges.
Most reports are generated and delivered within minutes after your payment is successfully processed.
Yes. Your report is generated using the information you provide during the questionnaire, making the recommendations specific to your situation.
Yes. Payments are securely processed using Stripe, including support for Apple Pay where available. SpendShift never stores your payment details.
If you don’t believe your report helped you identify meaningful savings, contact us within 30 days and we’ll review your refund request.
No. SpendShift focuses on identifying potential savings opportunities and practical actions rather than creating a detailed budget.
SpendShift is designed for Australian adults who want to better understand their spending and discover practical ways to save money.
No. Everything is delivered digitally and your saved report can be accessed through its secure report link.
Yes. You can complete the audit again whenever your spending habits or financial situation changes.
Stop overpaying. Start saving.
Your free savings audit takes approximately two minutes.
Start Your Free Audit
No credit card required.