How SpendShift Works

From a two-minute audit to clear savings actions.

SpendShift turns a few simple answers into practical insights that help you understand where money could be quietly disappearing.

Approximately two minutesNo bank access required
Start Your Free Audit
Simple process4 steps

Complete the audit, view your free results and unlock your personalised action plan when you are ready.

01

Complete the free audit

02

We analyse your answers

03

See your free results

04

Unlock your full report

The Process

Simple from start
to finish.

No spreadsheets, no complex setup and no need to connect your bank account.

01

Complete the free audit

Answer eight simple questions about your everyday spending habits. The audit takes approximately two minutes and does not require bank access.

No signup requiredNo bank connectionNo credit card for free results
02

We analyse your answers

SpendShift reviews your responses to identify patterns that could indicate recurring costs, overpayments or avoidable spending.

Australian category averagesConservative savings estimatesPersonalised to your answers
03

See your free results

You receive an immediate overview of your strongest savings opportunities, including estimated ranges and your top money leaks.

Top three opportunitiesEstimated savings rangeClear personalised insights
04

Unlock your full report

Upgrade to receive a detailed personalised report with deeper insights, practical scripts and a clear 30-day action plan.

Priority money leaksNegotiation and cancellation scripts30-day action plan
Designed for clarity

Useful insight without the complexity of a budgeting app.

SpendShift focuses on recurring habits and everyday spending patterns. It gives you clear recommendations without asking you to build a budget or connect financial accounts.

Private

No bank account connection is required.

Fast

Complete the full audit in approximately two minutes.

Personalised

Every report is generated from the answers you provide.

Find your biggest money leaks today.

Start with the free audit and see your top opportunities in approximately two minutes.

Start Your Free Audit

No credit card required.